Overview

A vision for greater value...

There is a new way to look at life insurance policies. Did you know that they can be transformed into an unexpected source of income, freedom and flexibility—for enjoyment while clients are still living?

A vibrant secondary market for life insurance policies, populated by major institutional investors searching for diversified investment options, has come into being. So, hidden in your clients' safe deposit boxes or bottom drawer may be an under-appreciated asset.

Life Settlement Insights LLC (LSInsights) holds the key to unlocking hidden policy value. We show advisors how to guide owners of unwanted life insurance policies to the secondary market for life insurance, where our professionals swiftly negotiate the best possible offers for their clients.

Until recently, policy owners of unwanted coverage had limited alternatives—they let policies lapse or surrendered them for cash value. But now, their incumbent insurance carrier no longer holds sole control over the options they have with their life insurance policy. You may be able to sell their policy in the secondary market for far more than the cash surrender value your insurance carrier would offer.

Not everyone should sell their life insurance policy. But everyone should evaluate life settlement as part of their wealth management strategy. For those who no longer want to maintain coverage, or for whom premiums have become burdensome, life settlement may provide substantial benefits.